FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Checking
Banking that fits your life.
At Millennial Bank, we believe banking should be personal. Whether you're looking for everyday checking, interest-earning options or the convenience of digital banking, we offer accounts designed around the way you live and manage your money.
Millennial Gold Checking
More than checking. It’s checking with benefits.
Designed for customers 50 and older, Millennial Gold Checking offers the everyday convenience of a checking account with added benefits that make banking with Millennial Bank even more rewarding.
Enjoy no monthly balance requirement, no monthly net service charge and unlimited check writing, along with interest when you maintain the required balance.
Account Benefits
• Designed for customers age 50 and older
• $50 minimum opening deposit
• No monthly balance requirement
• No monthly net service charge
• Unlimited check writing
• Interest-bearing when the required daily balance is maintained
• Two boxes of bank-wallet logo checks free each year
• No fee for telephone transfers
• Discount on Safe Deposit Box fees
A little more value from a bank that knows you.
Millennial Priority Interest Checking
Make your checking account work a little harder
Why should your checking account just sit there? Millennial Priority Interest Checking gives you the convenience of everyday checking with the opportunity to earn interest on your balance.
With a $100 minimum opening deposit and the required balance maintained, you can earn the disclosed annual percentage yield while keeping your money accessible.
Account Benefits
• $100 minimum opening deposit
• Interest-bearing checking
• No transaction limitations
• $10 monthly net service charge when the applicable average daily balance falls below $2,500
• Maintain the required balance to earn the disclosed APY
Everyday access. Interest-earning potential. One account.
E-Access Checking
Your checking account, your way.
Prefer to do your banking online? E-Access Checking is designed for customers who embrace digital banking and electronic payments.
With a $50 minimum opening deposit, your $6 monthly service charge can be waived each statement cycle when you meet the account's electronic banking requirements.
Account Benefits
$50 minimum opening deposit
$6 monthly service charge
Monthly service charge waived when you:
Enroll in electronic statements
Receive at least one qualifying direct deposit
Complete at least 10 qualifying debit card purchases during the statement cycle
No transaction limitations
Less paperwork. More convenience. More ways to bank on your terms.
Millennial Elite Money Market
Keep your money accessible while giving it room to grow.
Millennial Elite Money Market gives you the flexibility of a money market account with the opportunity to earn interest based on your balance tier.
It's an option for customers who want their money working for them while still maintaining access to their funds.
Account Benefits
$100 minimum opening deposit
Tiered interest rates
Interest credited monthly
$15 monthly net service charge when the applicable average daily balance falls below $2,500
Up to 6 withdrawals per month
Average daily balance requirements apply to the disclosed APY
Flexibility for today. Opportunity for tomorrow