FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Checking
Banking that fits your life.
At Millennial Bank, we believe banking should be personal. Whether you're looking for everyday checking, interest-earning options or the convenience of digital banking, we offer accounts designed around the way you live and manage your money.
Millennial Gold Checking
More than checking. It’s checking with benefits.
Designed for customers 50 and older, Millennial Gold Checking offers the everyday convenience of a checking account with added benefits that make banking with Millennial Bank even more rewarding.
Enjoy no monthly balance requirement, no monthly net service charge and unlimited check writing, along with interest when you maintain the required balance.
Account Benefits
Designed for customers age 50 and older
$50 minimum opening deposit
No monthly balance requirement
No monthly net service charge
Unlimited check writing
Interest-bearing when the required daily balance is maintained
Two boxes of bank-wallet logo checks free each year
No fee for telephone transfers
Discount on Safe Deposit Box fees
A little more value from a bank that knows you.
Millennial Preferred Checking
More from your checking account.
Millennial Preferred Checking is designed for customers who maintain higher balances and want their money to earn interest while enjoying the convenience of a checking account.
Account Benefits
Earn interest on your entire daily balance
Competitive, tiered interest rates
Interest compounded and credited monthly
Minimum opening deposit and daily balance requirements
Tiered Interest Rates
A checking account designed for your financial goals.
Whether you maintain a substantial everyday balance or simply want your checking account to offer more, Millennial Preferred Checking provides the opportunity to earn interest while keeping your funds accessible for your everyday banking needs.
E-Access Checking
Your checking account, your way.
Prefer to do your banking online? E-Access Checking is designed for customers who embrace digital banking and electronic payments.
With a $50 minimum opening deposit, your $6 monthly service charge can be waived each statement cycle when you meet the account's electronic banking requirements.
Account Benefits
$50 minimum opening deposit
$6 monthly service charge
Monthly service charge waived when you:
Enroll in electronic statements
Receive at least one qualifying direct deposit
Complete at least 10 qualifying debit card purchases during the statement cycle
No transaction limitations
Less paperwork. More convenience. More ways to bank on your terms.
Millennial Elite Money Market
Keep your money accessible while giving it room to grow.
Millennial Elite Money Market gives you the flexibility of a money market account with the opportunity to earn interest based on your balance tier.
It's an option for customers who want their money working for them while still maintaining access to their funds.
Account Benefits
$100 minimum opening deposit
Tiered interest rates
Interest credited monthly
$15 monthly net service charge when the applicable average daily balance falls below $2,500
Up to 6 withdrawals per month
Average daily balance requirements apply to the disclosed APY
Flexibility for today. Opportunity for tomorrow